November, 2019 - FINANCIAL GOODNESS

Invest In Real Estate In Bogota, Colombia

Why Invest In Bogota, Colombia?

Updated December 16, 2024. Bogotá is everything a capital city should be. It is the economic, cultural and artistic heart of Colombia. Bogota should be thought of as a vibrant core and a beam of modernity. This mix is the quintessential feel of a country that is held together between the exotic Caribbean and the captivating Andes. Bogota is so much more than a mere springboard to South America. Bogota is, in fact, one of the best Colombian experiences! But the big question is, why should you invest in real estate in Bogota, Colombia?

Facts About Bogota, Colombia

Colombia’s capital city of Bogotá, the Capital District, is the country’s largest city. The population of Bogota is estimated to be at 8 million. 3 million of these people live in the areas immediately surrounding Bogota. Meaning there are 11 million people living the greater Bogotá area.

Moreover, it is also interesting that Bogota is the fourth highest capital city in the world. The altitude of Bogota is 8,600 feet or 2,640 meters above sea level. For people reading from the U.S., the city of Denver, Colorado, also called the Mile High City, has an altitude of 5,280 feet above sea level or 1609.3 meters. So, Bogota is a high city!

A view of the center of Bogotá with the Andes in the background. Photo credit: Unsplash

Bogota, Colombia Is Rapidly Growing

In the last few decades, Bogotá has been expanding rapidly. Bogotá has rising tourism, a booming economy with high consumer confidence, an expanding middle class, and falling interest rates.

Not to mention, the cultural, historic highlights that make Bogota one of the of Latin America’s most rewarding destinations. “It’s a city that’s starting to catch up and come up after being held back for a long time,” said Sam Miller. Miller is a Canadian that moved to Bogotá years ago. He loves living in Bogotá, Colombia because the air temperature is so much better than living in Canada.

Sam Miller co-founded a real estate investment company called Colombia International Real Estate (a subsidiary of Lifeafar). Miller said in a recent interview, that there are tremendous opportunities “with a growing middle class and one of the largest English-speaking populations in Latin America.

As a result, Bogota, Colombia now completes for international home buyers. The sprawling metropolis of Bogotá now has sleek skyscrapers, and some of the finest restaurants, nightlife, museums, and shopping scenes in Latin America. Let’s look at those opportunities now in Bogotá for tourism, economy, and the real estate property market forecast predictions.

Growing Tourism In Bogota, Colombia

In Bogotá and across all of Colombia, tourism is on the rise. Over the last decade or so, tourism in Colombia has soared by more than 300%. The tourism has risen from one million foreign visitors in 2006 to more than three million in 2017. Colombia is a country that has seen unprecedented tourism growth over the last ten years. Consequently, Bogotá continues to lead the way as Colombia’s most popular destination for foreign visitors.

According to Ministry of Tourism data in 2018, Bogota receives 51% of the country’s total tourist traffic, followed by Cartagena at 11%, and Medellin with 10%.

Between 2011 to 2017, the number of annual passengers arriving at Bogota’s El Dorado International airport jumped from 20 million to 31 million. Airlines have added new direct flights to Bogota from destinations like Amsterdam, Europe, and Los Angeles to accommodate the rapid increase in Bogota travel.

In 2019 and beyond, we expect steady tourism growth to continue across Bogotá and all of Colombia. Likewise, Colombia continues to shed its dangerous reputation. Subsequently, Bogota will continues to receive glowing press releases and is building its name as South America’s hub for technology and culture.

The ever-evolving city of Bogota is forecasted to continue to attract a steadily growing stream of business travelers and government workers. These business travelers and government workers are in addition to the tourists, vacationers, and remote workers attracted to the city. If you would like to invest in real estate in Bogota, Colombia, please let us know.

Economic Growth In Bogota, Colombia

All of Colombia has seen tremendous economic growth over the last ten years. The country’s economic prosperity is evident in Bogota’s positive indicators. As the seat for government and business in Colombia, Bogota averages around 30% of the country’s GDP. In particular, the city is home to most of the multinational corporations. As well as national and governmental agencies in the country.

In its American Cities of the Future report for 2017/18, the fDi Intelligence research center recognized Bogotá as having the second-best strategy for promoting foreign direct investment in South America. Bogota was second only to Sao Paulo, Brazil.

Currently, the local economy is primarily based on the service sector, including financial services and telecommunications. Looking to 2019 and beyond, we expect to see solid growth in Bogotá’s tourism and agricultural sectors.

Over the next ten years, a steady economic upturn is forecasted to continue in Bogota and across the country. This is due to increasing oil prices, steady private consumer consumption, and recovery of non-oil exports, among other variables.

Real Estate Investment Opportunities

The Bogota real estate opportunities are fantastic. Bogotá (and all of Colombia) has enjoyed historic real estate growth over the last ten years. Under the administration of President Álvaro Uribe in 2003, Colombian real estate prices took a massive uptick after crime rates have decreased. Since then, property market prices have gone up steadily across Colombia, rising an average of 8% per year in Bogotá.

In our opinion, Bogota is definitely a very exciting global investment opportunity to consider. If you would like to invest in real estate in Bogota, Colombia, please let us know.

Understanding Housing Estratos

To understand real estate opportunities within the city, let’s understand how the government housing stratum system works.

In Colombia, homes are ranked in socio-economic categories known as estratos. Estrado 1 are the least expensive and Estrato 6 are the most expensive properties. Bogota has four or five estrato 6 areas versus the single estrato 6 area in Medellín. According to Rich Holman, chairman of Lifeafar, Bogota properties in estrato 6 can be as much as 40 to 60% more expensive than the same properties in Medellin.

In particular, the Bogota’s rapid economic growth and expanding middle class are putting pressure on the upper estratos. This in turn is driving up demand even further in these already pricey areas. As a result, as real estate becomes more difficult to obtain, opportunities lie in new upcoming neighborhoods that have been previously overlooked.

It should be noted that with the majority of its properties in estrato 3 and 4, the increasingly trendy Chapinero Alto is a great example of an emerging barrio.This emerging barrio has a lot of room for growth (the term barrio in Colombia is used to describe any urban area neighborhood whose geographical limits are determined locally).

Therefore, more home buyers, renters, and business owners seek affordable pricing in neighborhoods like Chapinero Alto. The increased demand and urban renewal are likely to translate to increased property prices. Consequently, investors who purchase properties in up-and-coming neighborhoods now will likely see substantial returns as real estate prices continue to climb in Bogota and across Colombia.

USD Strength Compared To The Colombian Peso

Yet another attractive reason to invest in Bogotá real estate is the current currency exchange of the Colombian peso (COP) against the U.S. dollar.

Total real estate housing units sold each year from 2018 to 2021.
Photo credit: BBVA Research.

April 13, 2023 update. By emerging markets, the Colombian peso and the Brazilian real are the only two Latin American currencies that are gaining the most ground against the US currency.

November 8, 2022 update. In Colombia, people see the purchase of housing as a great investment. The current currency rate against the US dollar continues to be a favorable opportunity to acquire new housing with exceptional financing conditions and interest rates. New homes in Colombia grew by 9.4% in 2021.

In addition, the vision for 2022 continues to be encouraging. In 2022, is projected that investment in housing will grow by 10.6%, with more than 240,000 units sold.

March 26, 2019 update. As of March 26, 2019, the COP is trading at 3,144 to the USD compared to 1,872.5 on this day eight years ago.

To illustrate, the present-day U.S. dollars investor holds 67% more buying power than investors eight years ago. Similarly, for 2019 buyers with U.S. dollars, the undervalued COP makes high-quality real estate in a rapidly appreciating market a global bargain. Furthermore, with the great exchange rate these days for the US dollar, the Colombian markets are very appealing when looking to purchase real estate.

The Bottom Line For Real Estate Investment

In conclusion, tourism and economic factors continue to improve in Bogota. In our opinion, we do not expect the rate of real estate to slow down in the next five to ten years. Sam Miller says that “in emerging neighborhoods like Chapinero Alto, we see unparalleled opportunities for substantial returns as real estate demand continues to climb.”

Thus, imagine five to ten years of growth in real estate as demand continues to climb with an average of 8% a year in Bogota! So, invest in real estate in Bogota, Colombia! Bogotá is everything a capital city should be as the tourism and economic factors continue to improve.

In future articles I will investigate different neighborhoods for investment. We will explore the neighborhoods of Usaquen, Chapinero, and Chapinero Alto. We will give you our thoughts as we look at potential properties for growing wealth through real estate investments. In our opinion, Bogota is definitely a very exciting global investment opportunity to consider. If you would like to invest in real estate in Bogota, Colombia, please let us know.

Please read my blog on how Everyone Can Buy And Own Property In Colombia. We recommend doing more due diligence on specific property regions and areas you may be interested in. We would also recommend looking at property in Bogota or property in Medellin. Both of these locations have the potential for excellent returns. If you have a question or need more help, please send us a message.

Last Updated on December 16, 2024 by Financial Goodness

Financial Goodness

George Alexander Roy III and our team are experts in helping you to seek wealth through investing and tips on how to succeed. Join us at FinancialGoodness.com to increase your knowledge and skills through education in the areas of personal finance; real estate; investments; digital marketing; comparison of the best states to form LLC’s and comporations; and the best AI app for increasing your fluency in English.

George has been an owner of a residential real estate investment business that focuses on wholesaling, fix & flip, and long-term buy-and-hold property strategies with a consistent increase of annual revenues. Undoubtedly, the tax laws in the United States and Colombia, South America offer some very favorable tax incentives for owning real estate.

Consequently, as an entrepreneur, researcher, writer, and speaker I have sought the truth in everything I do, no matter how difficult. Hopefully this value and service will help each person achieve their financial freedom sooner.

About The Writers

About The Writers – Long Version

Updated December 16, 2024. Hello, my name is George Alexander Roy III. I would like to share a summary of About The Writers.

I started Financial Goodness in November 2019. Many years ago, I started working as a home builder and remodeler. Eventually, I earned my master’s degree in Real Estate Finance and Development from the University of North Carolina Charlotte. Most importantly, I envisioned helping people achieve their financial freedom sooner. Basically, I realized that I had the discipline to write about my favorite subjects consistently and I decided to go for it!

It is now a pleasure that our team has agreed to help in writing the blogs and the management of running the website FinancialGoodness.com. I am very thankful for the support. Please join us at FinancialGoodness.com to increase your knowledge through technology and education in personal finance, real estate, and investments.

As a result, we are looking forward to increasing the information, value and the number of the blogs that we have available for our readers. At the same time, we understand that people search the internet daily for solutions to the many problems that we face on a regular basis.

If you would like to know more about the writers, please read the other blog About The Writers.

Create Wisdom and Knowledge by Reading & Learning

Here is a brief summary of myself, George Roy III. In short, I was determined to achieve and finish the impossible dream of earning a bachelor’s degree. Previously, I tried college after I completed high school. However, I was not sure of my direction and I doubted myself. As a result, I started working as a residential construction assistant and I did a tour in the US Navy. However, I was not very clear on what to do in life.

Nevertheless, after a while it became clear that I needed more in-depth classes if I really wanted to excel in life. So, I decided to go back to school. In particular, I made the decision to go all out and I dedicated myself to doing my very best at it. To make a long story short, eventually I did it.

At first I went to Corning Community College in Corning, NY. There I completed a math and science concentration and graduated with “High Disnstinction” honors after achieving a 4.0/4.0 GPA. Finally, I had earned my Associates Degree and prove I could do it! Right away, I applied to a handful of schools to complete my bachelor’s degree.

About the Writers – Discover Your Niche

I am so thankful and honored that I was accepted at Cornell University. With an acceptance rate of only 10.6%, Cornell is set apart in the fact that it was founded on principles of access and inclusion. In addition, I am thankful to graduate from an institution where the fields of study are so broad. It was definitely a challenge to choose from the awesome assortment of classes each semester.

Furthermore, I discovered I have a huge interest in environmental problems like global warming, air pollution, urban sprawl, waste disposal, ozone layer depletion, water pollution, climate change and many more issues that effect every human, animal, and nation on this planet.

I graduated from Cornell University in Ithaca, NY, with a Bachelor of Science degree in human development from the College of Human Ecology in 2004 with a 3.61/4.0 GPA. In addition, it was a privilege to be on the Dean’s List.

After graduation, I moved to the Charlotte, NC area to be an entrepreneur and start an eco-friendly window business New Windows For You. I managed and grew the sales of the eco-friendly window replacement business by 300% by implementing a multi-faceted business development, marketing and advertising program. Particularly, that marketing and advertising program communicated the energy conservation and utility cost savings associated with Energy Star rated insulated windows. I managed and operated this business for two years.

Surround Yourself With Intelligent People

However, having built and remodeled houses in Upstate New York, I was always watching the real estate market around the Charlotte, NC area for potentially great wholesale deals to flip. when I found a deal, I would purchase the house and then do a full renovation on the house and then put the house back on the market as a completely remodeled home to sell. I was grateful that my homes could compete head-to-head with the new homes that were for sale on the MLS.

The best thing about doing investments on houses was: I loved it! I had so much energy and enthusiasm that I was excited to get out of bed and give it my best effort each day.

Started A Residential Real Estate Company

In June 2006, I started the day-to-day operations of a residential real estate acquisition and redevelopment company. Specifically, I carried out a strategic plan through marketing and network relationships to buy, renovate, and resell distressed residential off-market and pre-foreclosure houses.

In 2012, I decided to work on completing my Master of Science in Real Estate (MSRE) part-time at the University of North Carolina at Charlotte. Since 2012, I have maintained the LEED Green Associate credential for demonstrating green building expertise in green design, construction, and operations. I graduated in 2015 from University of North Carolina at Charlotte with a master’s degree in real estate finance and development with a GPA of 3.58/4.0.

Travel Experience In Rio de Janeiro

Part of the real estate master’s degree program included an international city study tour. In the summer of 2013 our class visited Rio de Janeiro, Brazil. As part of the tour, everyone had to do an in-depth research report on a topic that interested them. I was extremely interested in the emerging markets in Brazil, but also in the other emerging markets in other countries from South America as well. My research report was entitled “Managing the Regulatory Environment When Participating in Real Estate Development Projects in the Emerging Markets in Brazil.”

The emerging markets in 2013 in Brazil were impressive, with multi-national companies setting up temporary headquarters in Brazil with the Summer Olympic Games that would start in 2016. A number of real estate companies were busy constructing temporary apartments and building multi-sport structures for the events.

Moving To Colombia, South America

My wife is originally from Colombia, South America. Even though we met in the USA, I was curious to see what the real estate emerging markets looked like in other countries in South America, specifically Colombia.

My family made the big decision to move from Cahrlotte, NC to the area of Bogota (Bogotá), Colombia, South America in December 2015. Fortunately, my family had just completed paying for a small condominium / apartment in the new apartment building on the site where my wife’s parents live in Colombia, South America.

Previously, we had torn down the old house on a plot were my wife’s family used to live and converted the lot to a new three story condominium building. As a result, we now live in an apartment in the apartment complex that we had built in Mosquera. Mosquera is right outside Bogotá, the capital of Colombia, in a city to the west of Bogota.

Consequently, living in Colombia, South America, there are a number of positive factors including a booming economy, rising tourism, and an expanding middle class that translates into amazing real estate investment opportunities in Colombia. I will delve into these real estate topics in forthcoming articles.

Think Of Knowledge As A Tree

Recently I have been reading and listening to a lot of entrepreneurs. One of those entrepreneurs is Ryan Danial Moran. This guy is a genius. He said in a recent YouTube video presentation:

“You have to have a stake in the upside of something. The way that you have the upside is through ownership. You have to claim something as yours, or nothing ever changes. When people start looking for money, they see people as the barrier to the money. This is not how it works. The world does not reward that. What the world rewards is service to one another. Creating things that are of value to other people. As a result other people will voluntarily want to pay for that thing. There is no system, no hack, and no step by step process.”

“Except for this. Strategically position yourself to be always in the position of creating value in service to other people. If you want to make a lot of money, the way that you operate in service to other people is to look at what they are paying attention to. In the form of their time, their resources, and their dollars. And you go create where that attention is. You create a product, a service, an opportunity, content, and you create value. Create connection and relationships. You create FOR PEOPLE.”

These are some awesome words of wisdom! The world rewards service to others by strategically positioning yourself to create value in service to other people…. True wisdom.

Discover Your Passion In Life

So here we begin. Welcome to my blog. To sum everything up in the About The Writers section, our goal is to write about a multitude of financial topics that will help each person to achieve their financial freedom sooner. But more importantly, discover your passion. Passion is what motivates you to do the things you love and then do something extraordinary. Therefore, I challenge you to something extraodinary with the time you have on Earth.

Best wishes to all!

About The Writers: George Roy III – Short Version

My Past Resume

*Worked hard and received my bachelor’s degree from Cornell University studying human development.

*Received my master’s degree from the University of North Carolina at Charlotte in real estate finance and development.

*I learned a long time ago to never, ever give up. If it looks like you are facing an uphill battle, dig in deep and find every resource that can give you an edge. Then start progressing toward your goal until you finally achieve it.

*I like to write about the topics that interest me the most. These topics include: real estate; attractive financial products; the stock market; renewable energies and design solutions to rethink energy while protecting the environment; and retirement planning. Also I will keep the options open if another topic related to financial goodness looks like it could use more contemplation.

*Lived in three different countries: USA; Canada; and Colombia, South America. As of 2019, I have visited the beautiful cities of Rio de Janeiro, Brazil; Medellin, Colombia; London, England; Paris, France; and Madrid and Barcelona, Spain.

* In the USA, I have lived in Corning, NY; Orlando, FL; San Antonio, TX; Los Angeles, CA; Ithaca, NY; and Charlotte, NC. On the west coast, I have explored San Francisco, Santa Barbara, Los Angeles, San Diego, and Las Vegas. On the east coast, I have visited Lake Placid, NY; Boston, MA; New York City; Washington D.C; Wilmington, NC; Myrtle Beach, SC; Charleston, SC; Atlanta, GA; Savannah, GA; Fort Lauderdale, FL; Deerfield Beach, FL; Miami, FL; and St. Petersburg, FL. I have toured the beautiful city of Boulder, CO at the foothills of the Rocky Mountains.

*In Canada, I have seen Toronto; Halifax; and St. John’s, Newfoundland. In Mexico, I scuba dived in Cancun and Cozumel.

My Current Resume

*English is my native language. Gradually been improving my Spanish since my family moved to Colombia, South America in December 2015.

* My family currently lives in Mosquera, next to the capital of Bogota.

*Reading the news every day to see what is happening in the world.

* 14+ years of well-diversified real estate experience in the areas of project and asset management, acquisition, investment, strategic planning, development, and property ownership.

*I love physical fitness and have been an avid power lifter ever since I first held a weight at 15 years old.

*Go to the gym two to three times a week where I focus on weights and cardio exercises.

*Have a mountain bike and enjoy taking it off-road to see this beautiful Earth that we call home.

*I was the victim in May 2014 in a carjacking aggravated assault with an unknown gunman. I almost died. I spent five months in hospitals where I worked on regaining my health. My connection to God was forever strengthened as a result of this tragic incident. As Denzel Washington said in delivering a commencement speech “put God first” in everything you do. As a result, I put God first in all my decisions.

*I am a morning person. I sleep well every night. When I wake up I have a lot of energy each day to work on making the goals in my mind a reality. After lunch I usually rest for 30 to 60 minutes to get my energy back.

*Dad to our daughter in 2008. Don’t see my son from first marriage, so I pray for him every day.

*Love entrepreneurship and am fascinated by the potential opportunities that surround us every day.

*Launched Financial Goodness (FinancialGoodness.com) in November 2019. Wanted to create value and help people achieve their financial freedom sooner.

About The Writers: Contact Info And Address

Please feel free to contact us for radio; podcasts or written interviews; or other advertising or telecommunications opportunities.

We look forward to helping a reporter or a broadcaster out with local or regional news conference(s).

We use teleconferencing to hold discussions between participants in separate cities or in different countries. Familiar with the various technologies such as Zoom, WebEx, YouTube video blogs, and Live Video Stream on Facebook. We look forward to creating more services that are of value to you.

Writers Email:

admin at financialgoodness dot com ( Please DO NOT add me to your blast lists)

Writers Mailing addresses:

Currently, we am living in Colombia, South America but the US mailing address is much more reliable.

Writers USA address:

Please send us an email at admin at financialgoodness dot com and ask for our USA address.

Writers Colombian address:

We currently reside in Mosquera, Cundinamarca, Colombia. Therefore, if you live in Colombia or surrounding countries and would like to send mail directly to us, send us an email so we can coordinate a courier service.

Best,

George Alexander Roy III – “Seeking Wealth Through Investing”

Last Updated on December 16, 2024 by Financial Goodness

Financial Goodness

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